In recent years, the double-card storm
broke out. In the case of bank downsizing, Mr. Lin
originally wanted to find a bank to handle the
integration liabilities.
However, because the amount of debts owed by the card is
higher than the bank’s liability limit, the bank
considers the risk of lending too high and is unwilling
to provide an integrated solution. . Later, Mr. Lin had
to choose individual negotiations with the bank to
reduce interest rates and monthly payments. However,
after several thoughts, I was concerned that the
consultation would affect the personal credit.
Therefore, under the premise of maintaining good credit,
the problem of debt settlement was resolved by
individual negotiation. In the case of limited repayment
ability, in order to let the child live a carefree life
in the future, Mr. Lin and his wife will eat and use,
and the couple will minimize the expenses and no longer
spend any card spending.
Slowly, Mr. Lin’s card debt has also been nearly half,
and he pays on time every month, maintaining good credit
with the bank. Therefore, this time Mr. Lin decided to
find a professional financial planning consultant
company to assist in the
integration liabilities.
|